Cash management: make the difficult things simple!
Liquidity management and efficient payment transactions are the pillars of cash management. Our advisors address your specific challenges.
Cash management generates profits. It lowers your costs, optimizes your interest rate structures and releases liquidity. Clever working capital management also means choosing the right delivery and payment terms so that you can strengthen your supplier and customer relationships as well as your own liquidity.
Cash management is about finding the right balance between solvency and flexibility. This involves four core tasks:
- Securing your liquidity by controlling, planning and monitoring incoming and outgoing payments.
- Investing liquid funds for specific periods in order to generate interest in the short term, but also in the medium and long term.
- Cash pooling to prevent internal funding issues from arising in the first place.
- Smooth payment transactions are the name of the game – but digitalization also means being aware of the growing risks from cyberspace.
The cash manager is responsible for ensuring that your company has a cash management concept that fits your needs and for using the right methods. This requires transparency with regard to your own liquidity as well as digital processes that are efficient and secure – both internally and in your dealings with LBBW as your cash management partner. Michael Stiera, head of the responsible specialist department at LBBW, explains: »Our combination of excellent advice, high product standards and intelligent innovation allows us to be an especially valuable partner to our customers.«
Our services
As liquid, digital and efficient as possible – all while offering full transparency. This is what LBBW’s cash management has to offer:
Liquidity management
Liquidity makes you flexible and agile. Good liquidity management strengthens your internal funding, optimizes your interest rate structures – and even generates profits.
Find out morePayment transactions
Efficient payment processing increasingly means switching to digital options. The needs of your customers and suppliers are also taken into account.
Find out moreDigital banking
If you want professional cash management processes, you need to have the right structures in place. Digital banking is the means to this end.
Find out moreOur products and services for your liquidity
It is essential for every company to maintain an overview of its current liquidity situation. Deficits must be offset and surpluses must be invested. The key is transparency – ideally, in real time.
- It is important to clarify where and how many accounts are held by the company and for what purposes. Cash pooling is often the method of choice for reducing the number of accounts held in different countries, thereby generating more liquidity.
- Modern financial management requires the right software. SFirm has a modular, flexible structure enabling it to be tailored to individual electronic banking needs
- SWIFT for Corporates is an internationally standardized process for the secure and efficient exchange of messages between LBBW and its customers using the MACUG and SCORE services.
When handling payment transactions in Germany and abroad, it allows them to coordinate the account information of third-party banks or even have centralized access to all domestic and international
LBBW Corporates portal
Electronic banking at its best: The payments app is a central internet application that allows you to access extensive account information and transact payments inexpensively, securely and with ease. Click here to find out more about the payments app.
To the LBBW Corporates portalAccounts and credit cards
Accounts
LBBW believes business accounts should do far more than just offer a reliable means of processing payments, which is why it gives its customers a variety of additional options.
Find out moreCorporateWorld
The CorporateWorld company credit card has been developed especially for business travelers by LBBW in conjunction with Mastercard and other partners.
Find out moreDo you have questions? Contact us!
